Your Partner for Embedded Payments and Next-Gen Card Issuing
Build, Launch, and Scale Payment Products—Faster
MSL delivers more than cutting-edge technology — we provide complete, market ready payment and card solutions that help organisations unlock new revenue streams, improve customer experience, and scale with confidence.
Whether You're
- An enterprise or fintech embedding financial services into new propositions
- A bank upgrading legacy systems
- New issuer looking to launch your first card programme
MSL gives you the tools, expertise, and infrastructure to deliver best-in-class digital issuing, payment and banking experiences.
Solutions for Corporate & Fintech Businesses
MSL helps enterprises and fintech-led businesses, embed payments and financial services through end-to-end delivery, modern technology, and scalable commercial models — enabling faster launches and sustainable growth. MSL enables corporate and fintech clients to:
Launch branded card and wallet propositions for customers, employees, or partners.
Fully featured corporate and consumer programs, inc tokenisation (apple Pay/Google Pay), multi-currency, digital client onboarding, digital wallets, spend controls etc.
Embed payments, and digital banking features directly into platforms and ecosystems.
Power marketplaces, SaaS platforms, loyalty schemes, and B2B payment flows with real-time issuing and settlement.
Modernise legacy environments with real-time processing, open APIs, AI-driven risk and fraud management capabilities, and advanced reporting.
Reduce time-to-market through our modular product frameworks and turnkey programme support.
Commercial Model for Corporates & Fintech Clients
MSL offers a modular, usage-based commercial model designed to support efficient programme launch, controlled operating costs, and predictable scaling. Pricing is structured across defined layers, enabling clients to pay only for what they need, when they need it. These layers include:
Implementation & Onboarding - Includes, programme design and configuration, issuer onboarding, scheme approvals, initial reporting & settlement, set up.
System Capability - Core processing platform access, production & sandbox environments, scheme connectivity & routing, compliance, and platform maintenance.
Usage Based Fees Model - Covering card approvals/declines, clearing settlement events, loads, refunds, reversals, and adjustments.
Optional Services - Tailored risk control and decisioning settings, extended data access, and information services, additional interfaces, development.
Scalable Operating Models - Clients can evolve from managed services towards greater platform ownership and control as their business and programs develop.
Solutions for Existing Issuers, & new Market Entrants
From first-time entrants to established issuers, MSL enables confident launching and scaling.
Future-Ready Cloud Issuing
Replace aging infrastructure with a cloud-native, real-time issuing platform
Next Gen Payments
Offer tokenisation, instant digital card issuance, open API connectivity, and enhanced spend management features
Solution Support
Access scheme onboarding, certification, and regulatory programme support as required
Platform For Global Growth
Scale globally if required using flexible, multi-region architecture and transparent commercial models.
Commercial Models for Banks, Existing Issuers, and New Market Entrants
The MSL team understands that clients need flexible commercial and operational models that can adapt to their unique requirements and evolve over time— which is why, unlike most processors.
We offer 3 distinct models with various pricing modules to suit our clients
Managed Service Solution
MSL proves a full issuing service to host, run, and manage your payments platform as a third-party processor
Hybrid Solution
MSL remains the processor, while clients control program configuration and operations, with on-prem or cloud hosting.
Software Licensing Solution
Clients can license MSL’s core platform to become their own processor, with MSL support through certification and setup.